From a radio program, a true report of a happening in Michigan:

A guy buys a brand new Jeep Grand Cherokee for $30,000 and has $400+ monthly
payments. He and a friend go duck hunting and of course all the lakes are
frozen. These two Atomic Brains go to the lake with the guns, the dog, the
beer and of course the new vehicle. They drive out onto the lake ice and
get ready.

Now, they want to make some kind of a natural landing area for the ducks,
something for the decoys to float on. In order to make a hole large enough
to look like something a wandering duck would fly down and land on, it is
going to take a little more effort than an ice hole drill. Out of the back
of the new Grand Cherokee comes a stick of dynamite with a short, 40-second
fuse. Now these two Rocket Scientists do take into consideration that if
they place the stick of dynamite on the ice at a location far from where
they are standing (and the new Grand Cherokee), they take the risk of
slipping on the ice when they run from the burning fuse and possibly go up
in smoke with the resulting blast.

So, they decide to light this 40-second fuse and throw the dynamite.
Remember a couple of paragraphs back when I mentioned the vehicle, the
beer, the guns and the dog? Yes, the dog: A highly trained Black Lab used
for retrieving, especially things thrown by the owner. You guessed it, the
dog takes off at a high rate of doggy speed on the ice and captures the
stick of dynamite with the burning 40-second fuse about the time it hits
the ice. The two men yell, scream, wave arms and wonder what to do now. The
dog, cheered on, keeps coming back...

One of the guys grabs the shotgun and shoots the dog. The shotgun is loaded
with 8 duck shot, hardly big enough to stop a Black Lab. The dog stops for
a moment, slightly confused but continues on. Another shot and this time
the dog, still standing, becomes really confused and of course scared,
thinking these two Nobel Prize winners have gone insane. He takes off to
find cover, (with the now really short fuse burning on the stick of
dynamite).... under the brand new Cherokee. BOOM!!! Dog and Cherokee are
blown to bits and sink to the bottom of the lake in a very large hole,
leaving the two candidates for Co-Leaders of the Known Universe standing
there with this "I can't believe that happened!" look on their faces.

The insurance company says that sinking a vehicle in a lake by illegal use
of explosives is not covered. He had yet to make the first of those $400+ a
month payments.